AboutGuidesToolsHelpPricing
Sign in

Tools / Expense tax savings

How much tax will a business expense save me?

A business purchase costs less than its sticker price: if you're GST registered you claim the GST back, and the cost comes off your taxable income. Enter an amount to see the real cost after both.

The purchase

NZ 2025-26

$
$

It would really cost you

$670.00

after $480.00 of tax saved on a $1,150.00 purchase.

You pay
$1,150.00
GST claimed back
- $150.00
Income tax saved
- $330.00
True cost
$670.00

An estimate, assuming the purchase is fully for business and deductible. Not tax advice.

Coffer works this out for you, all year.

Invoice through Coffer and it tracks your income, ringfences your GST and tax as you get paid, and shows what a purchase costs without the mental math.

Try Coffer now

Coffer

Calm invoicing and tax tracking for independent contractors in New Zealand.

Product

  • Features
  • Accountant portal
  • Free tools

Resources

  • Help centre
  • Guides
  • What's new
  • Open banking
  • iOS app

Company

  • About
  • Security
  • Terms of use
  • Privacy policy

Coffer keeps the numbers behind your contracting straight through the year: what you have invoiced, what you have spent, and what you owe. It works out the figures and keeps the records, but it is not tax advice and does not stand in for your accountant or IRD. Its job is to make sure the numbers you take to them are right.

© 2026 Coffer. Made in New Zealand.